Legal

Terms of Service

Last updated June 6, 2026

1. Commercial Purpose

LegacyFi advances are extended exclusively for commercial purposes to operators conducting a 1099 business. Personal, household, or consumer use is prohibited and may result in immediate account closure.

2. Account Suspension

We may suspend or terminate an account for suspected fraud, identity misrepresentation, repeated chargebacks, or material breach of these Terms. Suspended balances remain payable in accordance with your advance agreement.

3. Fees & Repayment

All advances are subject to a flat, disclosed fee — never compounding interest. Repayment is collected as a fixed percentage of qualifying daily earnings, capped per your active-rest protocol.

4. Eligibility

Eligibility requires active 1099 status, an approved partner platform connection, and operations within a LegacyFi-supported region. We reserve the right to update eligibility criteria at any time.

5. Governing Law

These Terms are governed by the laws of the State of Texas, without regard to conflict-of-laws principles. Disputes will be resolved by binding arbitration in Dallas County, Texas.